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Daylight Savings
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Scotland Mountain Biking : The Wild Trails
Revised reprint 2019Scotland Mountain Biking – The Wild Trails features 24 of the best and more adventurous mountain bike rides in Scotland.The routes range from 6.5 to 290 kilometres in length, and are suitable for all levels of mountain bikers.Split into three sections, Southern & Central Scotland, North-West Scotland & Highlands, and North-East Scotland & Cairngorms, this book includes challenging mountain passes, magical woodland singletrack, Munro peaks and idyllic spins past ancient lochs.The routes include a classic Torridon Circuit, Glen Sligachan on Skye, man-made and natural trails around the Minch Moor at Innerleithen, Munro Mount Keen, the end-to-end Corrieyairack Pass, and a big-mountain loop around Ben Alder.A Bonus Section includes the Fort William to Montrose Coast to Coast route. The book is written by Scottish mountain bike guide Phil McKane and includes stunning photography by Andy McCandlish.It features Ordnance Survey 1:50,000 maps; easy-to-follow directions; details of distance, times and difficulty; and refreshment stops and local knowledge. Reprinted in 2019 with updated mapping and revisions.
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Lake District Mountain Biking : Essential Trails
Lake District Mountain Biking – Essential Trails is the full third edition of the bestselling guide to some of the finest mountain bike riding in the UK. Featured are over 20 of the best mountain bike rides in the Lake District, between 12 and 60 kilometres in length, suitable for all levels of mountain bikers. Explore classic rides around Walna Scar, High Street and Borrowdale, and discover several lesser-known gems.Ride moorland singletrack, tackle massive climbs and rattle along some of the rockiest trails you’ll ever encounter on two wheels.Enjoy lakeside cruises, picturesque valleys and 360-degree panoramas. Researched, ridden and written by local riders Richard Staton and Chris Gore, each route features clear and easy to use Ordnance Survey 1:50,000 maps; easy-to-follow directions; details of distance, timings and difficulty gradings; and refreshment stops and local knowledge.A Bonus Section includes information about the man-made trails at Whinlatter and Grizedale, Top Tens and a detailed Appendix.Also includes downloadable GPX files.
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Peak District Mountain Biking : Dark Peak Trails
Peak District Mountain Biking - Dark Peak Trails is the full second edition of the groundbreaking mountain bike guidebook Dark Peak Mountain Biking - True Grit Trails, described by leading mountain biking website Bikemagic.com as 'far and away the best Peak guide we've come across.'All route information has been thoroughly checked for this new edition, to give the most up-to-date and comprehensive guidebook to some of the finest and most popular riding in the country.As with all new Vertebrate MTB guidebooks, this new edition features industry-standard Ordnance Survey mapping, and is illustrated with stunning action photography. Featured within the book are 26 of the best mountain bike rides in the Dark Peak, between 11.5 and 105 (!) kilometres in length, suitable for all levels of mountain bikers.Researched, ridden and written by a local rider, each route features easy-to-follow directions; details of distance, timings and difficulty gradings; refreshment stops and local knowledge; and clear and easy to use Ordnance Survey 1:50,000 maps.A Bonus Section includes Top Ten Climbs, Downhills and Singletracks, Sheffield City Links and a detailed Appendix.
Price: 15.95 £ | Shipping*: 3.99 £
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What is your savings or dis-savings rate?
As an AI language model, I do not have personal finances. However, a savings rate is the percentage of income that a person saves rather than spends. A positive savings rate means that a person is saving money, while a negative savings rate indicates that a person is spending more than they earn, resulting in dis-savings. It is important to have a positive savings rate in order to build a financial cushion and work towards long-term financial goals.
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What is the difference in calorie expenditure between road cycling and mountain biking?
The calorie expenditure for road cycling and mountain biking can vary based on factors such as intensity, terrain, and duration. Generally, road cycling on flat terrain at a moderate pace can burn around 400-600 calories per hour, while mountain biking on varied terrain with hills and obstacles can burn around 500-800 calories per hour. The higher calorie expenditure in mountain biking is due to the increased effort required to navigate the challenging terrain and obstacles. Overall, mountain biking tends to result in a higher calorie expenditure compared to road cycling.
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Can you overdraw a savings account at a savings bank?
No, you cannot overdraw a savings account at a savings bank. Savings accounts are designed to only allow withdrawals up to the available balance in the account. Unlike checking accounts, which may allow for overdrafts, savings accounts do not have overdraft protection. If you attempt to withdraw more than the available balance in your savings account, the transaction will be declined.
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Can the savings bank use money from the savings deposit?
No, the savings bank cannot use money from the savings deposit. The money deposited into a savings account is meant to be held and safeguarded by the bank on behalf of the account holder. The bank is not allowed to use these funds for its own purposes, and the account holder should be able to withdraw their money at any time, subject to any withdrawal restrictions or penalties specified in the account agreement.
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Scotland Mountain Biking : Wild Trails Vol.2
Scotland Mountain Biking – Wild Trails Vol.2 features 24 new and classic mountain bike rides across Scotland.Like the original Wild Trails guidebook, this book includes challenging mountain passes, endless singletrack, lochside cruises and more, all in a country named a 'Global Superstar' by the International Mountain Biking Association. Split into three sections – Southern & Central Scotland, North West Scotland & Islands, and North East Scotland – Wild Trails Vol.2 has been researched, ridden and written by Scottish Mountain Bike Guide Phil McKane, and each route features clear and easy to use Ordnance Survey 1:50,000 maps, easy-to-follow directions, details of distance, timings and difficulty gradings, and refreshment stops and local knowledge. The book is illustrated with stunning action photography from top pro photographer Andy McCandlish, and also features a detailed Appendix.
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West Yorkshire Mountain Biking - South Pennine Trails
West Yorkshire Mountain Biking - South Pennine Trails features 23 of the best mountain bike rides in West Yorkshire, between 10.5km and 32km in length, suitable for all levels of mountain bikers. The routes are split into four sections: Calderdale, Bradford, Kirklees and City of Leeds.Explore wild moorland, plunge into steep and deep wooded valleys, cruise through the heart of industrial Yorkshire and speed along some of the best singletrack in the country. As with all new Vertebrate MTB guidebooks, this title features industry-standard Ordnance Survey mapping, and is illustrated with stunning action photography. Researched, ridden and written by local expert and MTB journalist Benjamin Haworth, each route features clear and easy to use Ordnance Survey 1:50,000 maps, easy-to-follow directions, details of distance, timings and difficulty gradings, and refreshment stops and local knowledge.Also included is a detailed Appendix.
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North York Moors Mountain Biking : Classic Moorland Trails
North York Moors Mountain Biking – Moorland Trails is the fully updated second edition of the bestselling guide to some of the finest mountain biking in the North of England.Featured are over 20 of the best mountain bike rides in the North York Moors, between 10 and 76 kilometres in length, suitable for all levels of mountain bikers. The North York Moors National Park contains some of the most beautiful moorland scenery in the UK – sea views, hidden villages and valleys, wild and bleak moors.It also contains some of the country's best mountain biking with wild and fast moorland tracks, technically demanding singletrack and intricate and exciting forest riding. Researched, ridden and written by moors local Tony Harker, each route features clear and easy to use Ordnance Survey 1:50,000 maps; easy-to-follow directions; details of distance, timings and difficulty gradings; stunning action photography; refreshment stops and local knowledge.A Bonus Section includes information about the man-made trails at Dalby Forest and Sutton Bank, Top Tens and a detailed Appendix.Also included is a link to downloadable GPX files.
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529 & Education Savings Plans For Dummies
Don’t let money get in the way of your kids’ best education 529 & Education Savings Plans For Dummies helps you sort through the vast amount of information about education savings accounts and choose the plans that are best for you and your family.A college or private K-12 education is generally parents’ single largest expense for their children. 529 plans and 530 plans (Coverdell accounts) are relatively solid investment vehicles that can make saving for college much easier, providing tax advantages that other types of investments can’t match.Education savings can be part of your overall wealth accumulation strategy, and this book can show you which plans are right for you, help you decide when to start saving, and guide you through determining how much to save per year in order to meet your goals—and help your kids meet theirs.Learn about the different types of tax-sheltered and tax-advantaged ways to save for educationCreate a saving and investment strategy that makes sense for your familyDemystify the 529 and 530 plan rules and maximize your tax advantageHelp set your kids on the path to success and to their college of choiceThis is the perfect Dummies guide for parents or family members who want to begin saving for a college or K-12 education and who may want to supplement their current savings with tax-sheltered, education-specific accounts, or tax-advantaged investment accounts that may be used for education funding.
Price: 22.99 £ | Shipping*: 3.99 £
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Should I stop mountain biking?
Whether or not you should stop mountain biking depends on your personal circumstances and reasons for considering stopping. If you are experiencing physical pain or injury from mountain biking, it may be wise to take a break and seek medical advice. If you are feeling burnt out or no longer enjoying the activity, it may be beneficial to explore other forms of exercise or outdoor activities. Ultimately, the decision to stop mountain biking should be based on your own well-being and enjoyment.
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Are our savings secure?
As an AI language model, I do not have access to specific information about your savings or financial situation. It is important to ensure that your savings are secure by following best practices such as diversifying your investments, keeping your savings in reputable financial institutions, and regularly monitoring your accounts for any suspicious activity. It is also a good idea to consult with a financial advisor for personalized advice on how to protect and grow your savings.
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Do the city savings bank and the district savings bank belong together?
No, the city savings bank and the district savings bank do not necessarily belong together. They are separate entities that serve different geographical areas and may have different ownership structures. While both are financial institutions that offer savings and banking services, they are not inherently connected or part of the same organization. Each bank operates independently and serves its own customer base within its designated area.
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What is mountain biking all about?
Mountain biking is all about the thrill of exploring rugged terrain, challenging yourself physically and mentally, and connecting with nature. It's about pushing your limits, feeling the rush of adrenaline as you navigate steep descents and technical obstacles, and enjoying the freedom of riding through breathtaking landscapes. Mountain biking is also a community of like-minded individuals who share a passion for adventure and the outdoors, and it's a way to escape the hustle and bustle of everyday life and immerse yourself in the beauty of the natural world.
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